When the bank asks me about my assets, I include my friendsh... - Lou Holtz

"My philosophy in life is, Decide what you want to do. You have to have something to hope for."

"The problem with having a sense of humor is often that people you use it on aren't in a very good mood."

"When all is said and done, more is said than done."

"Ability is what you're capable of doing. Motivation determines what you do. Attitude determines how well you do it."

"Life is ten percent what happens to you and ninety percent how you respond to it."