Lou Holtz

"Ability is what you're capable of doing. Motivation determines what you do. Attitude determines how well you do it."

"When the bank asks me about my assets, I include my friendship with Regis Philbin."

"I think that everybody needs four things in life. Everybody needs something to do regardless of age. Everybody needs someone to love. Everybody needs something to hope for, and, of course, everybody needs someone to believe in."

"Life is 10 percent what happens to you and ninety percent how you respond to it."

"Winners embrace hard work. They love the discipline of it, the trade-off they're making to win. Losers, on the other hand, see it as punishment. And that's the difference."

"If you're bored with life - you don't get up every morning with a burning desire to do things - you don't have enough goals."

"When all is said and done, more is said than done."

"You're never as good as everyone tells you when you win, and you're never as bad as they say when you lose."

"You'll never get ahead of anyone as long as you try to get even with him."

"It's not the load that breaks you down, it's the way you carry it."

"The problem with having a sense of humor is often that people you use it on aren't in a very good mood."

"Life is ten percent what happens to you and ninety percent how you respond to it."

"My philosophy in life is, Decide what you want to do. You have to have something to hope for."